INTERESTRATE

Deposits Interest Rates

SR.NoScheme TypePeriodInterest Rate
1Saving Account
[w.e.f 01 June 2020]
2.50%
2Fixed Deposit
[w.e.f 03 June 2020]
15 Days up to 60 Days


61 Days up to 180 Days


181 Days up to 364 Days


12 Months up to 24 Months
[For senior citizen]


24 Months 1 Day up to 5 Years
[Simple Interest]


5 Years 1 Day up to 10 Years
[Simple Interest]


For 15Lakh & above FD for 18 Months Only
[Simple Interest]
3.00%


4.50%


5.50%


7.00%
7.50%


7.50%



6.00%



7.50%
3Recurring Deposit
[w.e.f 03 June 2020]
6 Months

9 Months

1 Year to 24 Months

24 Months 1 Day up to 5 Years

5 Years 1 Day up to 10 Years
4.50%

5.50%

7.00%

7.50%

6.00%

Loans Interest Rates

Sr.NoLoan TypeRate of Interest
1Loans Against Fixed Deposit
FD rate of Interest +1.5%
2General Loan Surity
Up to 50000
Above 50000
Rebate 1.00% for regular repaid

15%
15%
3Gold Loan
Gold Loan Cash Credit
w.e.f. 01-Feb-2017
11.50.%
11.50.%
4Term Loan
Duration 3 years
Duration up to 5 years
Duration Above 5 years
[W.e.f 01-Sep-2016]
13.50%
14.00%
15.00%
5Term Loan.[w.e.f. 01-Sep-2016].
[For All period]For Businessmen

[For All period]For Industrial Unit.
[SSI registration required]

For 1 Cr. and above
[w.e.f 01-Oct-2017]

13.50%

13%


13.50
6Housing Loan
Duration up to 15 Years
Terms and conditions applied

10.99%
7Cash Credit
[Above 2 Lakhs] For Businessmen
[Above 2 Lakhs] For Industrial Unit.


For 1 Cr and above[w.e.f 01-Oct-2017]

14%
13%


12.50%
8Project Loan
Other than Builder

Rebate 1.00% after regular repaid
For Builder[CRE]

15%


16%
9HYP. of Mach & Furniture Loan12.50%
10Advance Against NSC,LIC,Govt.Bonds 12.50%
11Education Loan12%
12Consumer Durable Loan12.50%
13Saurabh Loan
Rebate 0.25% after regular repaid
12.00%
14Vehicle loan
[Ex showroom 90 %
Period upto 5 years]

11.50 %
15Car Loan
[For personal Use Private passing]
09.50%
16Vehicle Loan [2 wheeler]


09.50%

17Goods Loan
A]up to 50 Lakhs.
B]50 Lakhs to 1 Cr.
C]1 Cr to 3 Cr.
D]3 Cr to 5 Cr.

12.50%
12.25%
12.00%
11.90%
18Dhanvantari Loan

Rebate 0.25% after regular repaid
12%
19Paryatan Loan
for 12 months
for 24 months

13 %
14 %
20Loan Against Property11.99%
21Rent Discounting12%
22Sec.HP.Veh Loan
Rebate 0.50% for regular repaid
13.50%

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