INTERESTRATE

Deposits Interest Rates

SR.NoScheme TypePeriodInterest Rate
1Saving Account
[w.e.f. 1- Dec-2016]
Period3.50%
2Fixed Deposit
(W.e.f :01-Dec-2016)
15 days up to 60 days

61 days up to 180 days

181 days up to 364 days


1 year up to 17 months
[For senior citizen]

19 months up to 24 months
[For senior citizen]


24 months 1 day up to 5 years
[Simple Interest]

5 years 1 Day up to 10 Years
[Simple Interest]
4%

5.50%

6.50%


8%
8.50%



8%
8.50%

8.50.%


7.%
3Recurring Deposit
(W.e.f :01-Dec-2016)
6 months

9 months

1 year to 24 months

24 months 1 day up to 5 years


5 years 1 Day up to 10 Years
6.50%

6.50%

8%


8.50%


7%

Loans Interest Rates

Sr.NoLoan TypeRate of Interest
1Loans Against Fixed Deposit
FD rate of Interest +1.5%
2General Loan Surity
Up to 50000
Above 50000
Rebate 1.00% for regular repaid

15%
15%
3Gold Loan
Gold Loan Cash Credit
w.e.f. 01-Feb-2017
12.%
12.%
4Term Loan
Duration 3 years
Duration up to 5 years
Duration Above 5 years
[W.e.f 01-Sep-2016]
13.50%
14.00%
15.00%
5Term Loan.[w.e.f. 01-Sep-2016].
[For All period]For Businessmen

[For All period]For Industrial Unit.
[SSI registration required]

For 1 Cr. and above
[w.e.f 01-Oct-2017]

13.50%

13%


13.50
6Housing Loan
Duration up to 20 Years
Terms and conditions applied
Rebate 0.50% for regular repaid

12%
7Cash Credit
[Above 2 Lakhs] For Businessmen
[Above 2 Lakhs] For Industrial Unit.


For 1 Cr and above[w.e.f 01-Oct-2017]

14%
13%


12.50%
8Project Loan
Other than Builder

Rebate 1.00% after regular repaid
For Builder[CRE]

15%


16%
9HYP. of Mach & Furniture Loan12.50%
10Advance Against NSC,LIC,Govt.Bonds 12.50%
11Education Loan12%
12Consumer Durable Loan12.50%
13Saurabh Loan
Rebate 0.25% after regular repaid
12.00%
14Vehicle loan
[Ex showroom 90 %
Period upto 5 years]

11.50 %
15Car Loan
[For personal Use Private passing]
09.50%
16Vehicle Loan [2 wheeler]


09.50%

17Goods Loan
A]up to 50 Lakhs.
B]50 Lakhs to 1 Cr.
C]1 Cr to 3 Cr.
D]3 Cr to 5 Cr.

12.50%
12.25%
12.00%
11.90%
18Dhanvantari Loan

Rebate 0.25% after regular repaid
12%
19Paryatan Loan
for 12 months
for 24 months

13 %
14 %
20Loan Against Property11.99%
21Rent Discounting12%
22Sec.HP.Veh Loan
Rebate 0.50% for regular repaid
13.50%